We help you choose the right loan with expert guidance, the lowest rates from 18+ banks, and simple, transparent steps. Free consultation, no obligations. We compare 18+ banks to find you a competitive rate - often better than a branch walk-in.
Find the right
home loan, 🏠 the right way
Use the calculator to estimate your monthly payment
Plan your finances with precision — see your EMI, eligibility, prepayment savings, and how a SIP can offset your loan interest.
- ✓ Shows your exact monthly EMI and total interest payable.
- ✓ Reveals how much you can save by prepaying early.
- ✓ Compares SIP growth against your loan interest cost.
Find the Loan That
Fits Your Goal
Buying a home, unlocking property value,
or growing a business — we have it.
Home Loan
Make your dream home a reality with flexible home loan solutions.
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Loan Against Property
Leverage your property's value with flexible loan options.
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Business / MSME
Fuel growth with MSME and working capital loans.
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Balance Transfer
Move your existing loan to a lower rate and save big.
Explore →India's Top Banks,
One Trusted Partner
Indicative ranges, as of Jul 2026.
RBI repo rate: 5.25%.
Bank of Baroda
Central Bank of India
Union Bank of India
Punjab National Bank
State Bank of India
ICICI Bank
Kotak Mahindra Bank
HDFC Bank
Axis Bank
* Rates for salaried borrowers with CIBIL 750+. Actual rates vary by profile.
What rate will
you get?
Banks price by CIBIL score and profile.
Here's the honest range to expect.
Best published rates. Strong salaried profiles and lower loan-to-value get the lowest slabs.
Usually approved, at a slightly higher rate than the best slab.
Higher rate, and some lenders may ask for a co-applicant or more documents.
Best to improve your score first, or add a co-applicant. We'll guide you.
Indicative ranges for salaried borrowers - your exact rate depends on income, loan-to-value, employer and the bank. We help you find the best fit at zero brokerage.
What's Trending
in Home Loans
The latest rates, schemes,
and money-saving rules.
Repo Rate at 5.25%
RBI held the rate steady. EMIs on floating loans stay stable — a great time to lock in.
PMAY-U 2.0 — Save ₹2.5 Lakh
First-time buyers earning ₹3–18 lakh/year get interest subsidies. We handle the application.
Zero Prepayment Charges
Per RBI directive (Jan 2026), no penalties on floating-rate prepayments. Saves ₹4–5L on ₹50L.
Save ₹3.5 Lakh in Taxes
Claim ₹2L under Section 24(b) + ₹1.5L under 80C — ₹3.5L annual tax benefit.
India's Reliable Loan
Assistance Experts
When you apply through us, you get a team negotiating the best deal across 18+ banks on your behalf — fast, transparent, hassle-free.
- ✓Zero Processing FeesWe waive ₹10,000–₹15,000 fees with partner banks.
- ✓Compare 18+ BanksWe shop your profile across lenders to find a competitive rate.
- ✓PMAY Subsidy HelpFull PMAY-U 2.0 application — up to ₹2.5 lakh savings.
- ✓48-Hour Pre-ApprovalKnow your budget before you start hunting.
How Our Loan Process Works
Share Requirements
Tell us your budget, area, and property type. We assess eligibility instantly.
Compare Offers
We fetch quotes from 18+ banks and present the best 3 with breakdowns.
Documentation
We handle all paperwork — KYC, income proof, property docs.
Loan Disbursed
Bank approves and disburses. Average turnaround: 14 days.
Everything You
Need to Know
What are current home loan rates?+
Currently about 7.1% to 11.9% p.a. The lowest rates go to salaried borrowers with CIBIL 750+; rates rise as the score drops. We compare 18+ banks to find your best fit.
Can I prepay my loan without penalty?+
Yes. Per RBI directive (Jan 2026), no penalties on floating-rate home loans. Prepay in the first 7–8 years for max savings.
What documents do I need?+
PAN, Aadhaar, 6 months bank statements, 3 months salary slips, Form 16, property documents. We help compile everything.
How does my CIBIL score change my rate?+
750+ gets the best published slab. 700-749 usually pays a little more; below 700 pays a higher rate or may need a co-applicant. Improving your score before applying can save lakhs.
How fast is approval?+
Pre-approval within 48 hours, full disbursal within 14 business days through our 18+ bank network.
Get your personalised rate
Tell us a little and we'll come back with the best options across 18+ banks - zero brokerage.
Let's Find Your Best Loan Rate
Apply through Nagari Guntha — zero brokerage, zero processing fees, 18+ banks, pre-approval in 48 hours.