Buying a home in Ahilyanagar from abroad

Can I buy a flat or plot in Ahilyanagar while I live abroad?

Yes. An NRI can buy a flat, house, plot or shop in India without asking the RBI. What you cannot buy is agricultural land, a plantation or a farm house.

Source: RBI Master Direction on immovable property, Part II para 3.1.1

How do I pay?

The money has to come through a bank: sent from abroad, or paid from your NRE, NRO or FCNR(B) account. Cash in foreign currency and traveller’s cheques are not allowed.

Source: RBI Master Direction on immovable property, para 3.3, and the RBI FAQ

Can I take a home loan from an Indian bank?

Yes. Banks and approved housing finance companies may lend to NRIs for a home in India on the same terms as for residents. You can repay the EMI from abroad or from your NRE, FCNR(B) or NRO account.

Source: RBI Master Direction on lending to NRIs, section 4

If I sell later, can I send the money back abroad?

For up to two homes, yes, if you paid for them with money from abroad or from your NRE or FCNR(B) account (home-loan EMIs paid that way count too). Money in an NRO account can be sent out up to USD 1 million in a financial year. Your bank and CA handle the forms.

Source: RBI Master Directions on immovable property (para 8) and remittance of assets

Is tax deducted when I buy?

Often, yes, and it is the buyer’s job. From April 2026 the rules are in section 393 of the Income-tax Act, 2025, filed on Form 141. If you buy from a resident and the value is Rs 50 lakh or more, you deduct tax from the price. If the seller is also an NRI, the deduction is larger and works differently. Ask your CA for the exact rate before you pay the token amount.

Source: incometax.gov.in, Form 141 help pages

I cannot travel. Can someone sign for me?

Yes, through a power of attorney given to a family member or someone you trust. If you sign it abroad, it must be stamped in Maharashtra within three months of it reaching here. Ask the Indian embassy or consulate in your country how it must be attested, and ask a lawyer whether it also needs registering for a sale.

Source: Maharashtra Stamp Act, section 18

How it works with us

1. Tell us what you want Budget, locality, flat or plot, and when you can visit.
2. We send real listings Each with photos, the price and the papers to ask for. Family here can visit with us.
3. Your lawyer and CA check A lawyer does the title search; your CA works out the tax deduction and how you pay.
4. Sign and register You come for the registration, or the person holding your power of attorney does.

Buyers pay zero brokerage.